Do you ever have a problem knowing what EBs to use on a transaction to get the lowest out of pocket without a lot of effort? I do! So I came across this cool tool over at HCW.

You enter in your EBs by dollar amount and it lets you know what totals you can make with the EBs you have. Sound like Swahili? Let me try and break it down.

Say you have a $1.69 EB, $2.59EB, $4.99EB, $7.29EB, and a $9.99EB. Enter those EBs into the calculator and it will give you the following chart:

$1.69-----$1.69
$2.59-----$2.59
$4.28-----$1.69, $2.59
$4.99-----$4.99
$6.68-----$1.69, $4.99
$7.29-----$7.29
$7.58-----$2.59, $4.99
$8.98-----$1.69, $7.29
$9.27-----$1.69, $2.59, $4.99
$9.88-----$2.59, $7.29
$9.99-----$9.99
$11.57-----$1.69, $2.59, $7.29
$11.68-----$1.69, $9.99
$12.28-----$4.99, $7.29
$12.58-----$2.59, $9.99
$13.97-----$1.69, $4.99, $7.29
$14.27-----$1.69, $2.59, $9.99
$14.87-----$2.59, $4.99, $7.29
$14.98-----$4.99, $9.99
$16.56-----$1.69, $2.59, $4.99, $7.29
$16.67-----$1.69, $4.99, $9.99
$17.28-----$7.29, $9.99
$17.57-----$2.59, $4.99, $9.99
$18.97-----$1.69, $7.29, $9.99
$19.26-----$1.69, $2.59, $4.99, $9.99
$19.87-----$2.59, $7.29, $9.99
$21.56-----$1.69, $2.59, $7.29, $9.99
$22.27-----$4.99, $7.29, $9.99
$23.96-----$1.69, $4.99, $7.29, $9.99
$24.86-----$2.59, $4.99, $7.29, $9.99
$26.55-----$1.69, $2.59, $4.99, $7.29, $9.99

The column on the left would be your purchase total, the combination on the right would be the EB's you would need to use to pay for your transaction.

You could enter all your EB's and print the chart and have the info with you at the store. Good for reworking deals on the fly when items are out of stock. The calculator will handle up to 12 EBs

Thanks to the postings at HCW for the explanation.